The electoral roll (A.K.A the Electoral Register) is more than just a small section on your credit report. It can have a considerable effect on the Digital You.

The electoral roll is an archive of everyone in the UK who are eligible to vote. It consists of both names and addresses. What may come as a surprise to many is that it is not only related to voting. The electoral roll is also used for monitoring crime, details in credit reports and jury selections.

Why Register on the Electoral Roll?

You may wonder why the electoral roll is part of your credit report. It all comes down to risk.

Lenders are looking to see if you would be what they consider a “risky borrower”. Being part of the electoral roll shows lenders that you are confident in confirming where you live. This shows that you are secure with your living situation. It also helps you appear less risky as it minimizes the chances of there being fraud at play. By demonstrating these qualities you will be showing lenders that you are reliable and your probability of paying off debt is higher.

If you are looking to get onto the electoral roll you will need to do it through your local authority. If you are wondering whether you are already registered, or if you would like to find your local authority, go to About My Vote.

After you register, it should take no more than 30 days to see the change in your credit report, however, it ultimately depends on how long it takes for your local authority to give the information to the reference agencies.

How To See Your Report

At ScoresMatter you can get full access to your credit score and report.

Our report is provided by Call Credit so you can see if you are in the electoral roll in no time. We also provide credit building tips, a Loan Affordability tool and Dark Web scan to ensure that you are actively improving the Digital You.

Tap Into The Digital You at ScoresMatter today.