The Bank of England’s base rate has been at the centre of financial headlines for the past couple of years. After a period of rapid increases designed to combat soaring inflation, we’re finally starting to see signs that rates are easing. For anyone carrying debt—whether it’s a mortgage, a loan, or credit card balances—this is … Continue reading “Why the Bank of England Base Rate Coming Down is Good News for us all, especially those with Debt”
Why the Bank of England Base Rate Coming Down is Good News for us all, especially those with Debt
28/08/2025
The Bank of England’s base rate has been at the centre of financial headlines for the past couple of years. After a period of rapid increases designed to combat soaring inflation, we’re finally starting to see signs that rates are easing. For anyone carrying debt—whether it’s a mortgage, a loan, or credit card balances—this is … Continue reading "Why the Bank of England Base Rate Coming Down is Good News for us all, especially those with Debt"
Why the Bank of England Base Rate Coming Down is Good News for us all, especially those with Debt
Has a Lender or Credit Card Company Cut Your Credit Limit?
Here’s What You Need to Know If you’ve ever received a letter or notification stating that your credit card limit has been reduced, you’re not alone. While it can feel like a setback, understanding why this happens and what steps you can take can help you regain control of your financial situation. Why Do Lenders … Continue reading “Has a Lender or Credit Card Company Cut Your Credit Limit? “
Consumers: Know your rights!
What Organisations Are There to Protect My Consumer Rights? In today’s complex marketplace, knowing your consumer rights—and who defends them—is essential. Fortunately, here in the UK, there is a robust framework of organisations dedicated to safeguarding consumers from unfair practices, faulty goods, misleading advertising, and more. Whether you’re facing issues with a purchase, a service, … Continue reading “Consumers: Know your rights!”
Tutorials
How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide
Last week, Apple released iOS 14, and with it came a new indicator: a small orange dot that appears in the top right corner of your screen. This confused many people at first, but it’s really quite simple. Whenever you see this dot, it indicates that the particular app you’re using has access to your … Continue reading “How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide”
How to Spot Cryptocurrency Scams: 3 Simple Steps
Last week, the Twitter accounts of Barack Obama, Elon Musk, and Jeff Bezos, and many other public figures all tweeted out similar messages promising to give back to their followers in these trying times. These messages included links to a bitcoin address claiming that anyone who sent money would receive double the amount back. The … Continue reading “How to Spot Cryptocurrency Scams: 3 Simple Steps”
How to Choose a Credit Card: Interest Rates vs. Rewards
When it comes to choosing credit cards, there are a lot of options to consider, and it can be an overwhelming process. With so many offers boasting up front rewards and discounts and other incentives, it can be hard to determine which offer is best for you and your unique financial situation. Two of the … Continue reading “How to Choose a Credit Card: Interest Rates vs. Rewards”