How Long Does It Take for Credit Scores to Rise Post-Debt? How to Improve Your Credit Score: Simple Steps

If you’ve recently paid off a significant debt, you’re likely wondering how soon your credit score will begin to reflect your financial achievement. While the exact timeline for a credit score to rise can vary, understanding the factors at play can help you set realistic expectations. In this article, we’ll explore how long it typically … Continue reading “How Long Does It Take for Credit Scores to Rise Post-Debt? How to Improve Your Credit Score: Simple Steps”

What Affects Your Credit Score: Top Factors Explained and How to Improve Credit Score: 5 Tips

Your credit score plays a pivotal role in your financial life, influencing everything from loan approvals to the interest rates you’re offered. Understanding what affects your credit score and how to improve it is essential for maintaining a healthy financial profile. Whether you’re planning to buy a home, take out a loan, or simply want … Continue reading “What Affects Your Credit Score: Top Factors Explained and How to Improve Credit Score: 5 Tips”

Digital Security and Safety: Identity Theft – A Guide to Protecting Yourself Online

With  every aspect of our lives  intertwined with the internet, protecting our online identity has become paramount. Identity theft, a crime where someone wrongfully obtains and uses another person’s personal data, is on the rise. The repercussions can be both financially devastating and emotionally draining. This basic guide will help you understand identity theft and, … Continue reading “Digital Security and Safety: Identity Theft – A Guide to Protecting Yourself Online”

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Microphone Settings

How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide

Last week, Apple released iOS 14, and with it came a new indicator: a small orange dot that appears in the top right corner of your screen. This confused many people at first, but it’s really quite simple. Whenever you see this dot, it indicates that the particular app you’re using has access to your … Continue reading “How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide”

How to Spot Cryptocurrency Scams: 3 Simple Steps

Last week, the Twitter accounts of Barack Obama, Elon Musk, and Jeff Bezos, and many other public figures all tweeted out similar messages promising to give back to their followers in these trying times. These messages included links to a bitcoin address claiming that anyone who sent money would receive double the amount back. The … Continue reading “How to Spot Cryptocurrency Scams: 3 Simple Steps”

How to Choose a Credit Card: Interest Rates vs. Rewards

When it comes to choosing credit cards, there are a lot of options to consider, and it can be an overwhelming process. With so many offers boasting up front rewards and discounts and other incentives, it can be hard to determine which offer is best for you and your unique financial situation. Two of the … Continue reading “How to Choose a Credit Card: Interest Rates vs. Rewards”

ScoresMatter is owned and operated by ScoresMatter Limited. ScoresMatter Limited is a company incorporated in England and Wales, with company number 07686022 and having its registered office at Building 1, Chalfont Park, Gerrards Cross, Buckinghamshire, SL9 0BG. ScoresMatter Limited is authorised and regulated by the Financial Conduct Authority for its activity of providing credit information services (i.e. access to your credit report and score), Firm Reference Number: 730722 and also registered under the Payment Services Regulations 2017 as an Account Information Services Provider (Firm Reference Number: 994744). You can check these details at: NewRegister.

The credit reports are provided by TransUnion International UK Limited, which is also authorised and regulated by the Financial Conduct Authority, Number: 737740.

The data for your Dark Web report is supplied by Acuris Risk Intelligence Limited. The data used for the Loan Affordability tool is provided via Equifax Limited.