As a consumer, navigating the world of financial products and services—from mortgages and credit cards to pensions and insurance—can be daunting. Recognising this, the Financial Conduct Authority (FCA) introduced a new standard called Consumer Duty, which came into effect in July 2023. But what exactly is Consumer Duty, and how does it benefit you? What … Continue reading “Consumer Duty Explained; What is it and how can it help you as a consumer”
Consumer Duty Explained; What is it and how can it help you as a consumer
20/06/2025
As a consumer, navigating the world of financial products and services—from mortgages and credit cards to pensions and insurance—can be daunting. Recognising this, the Financial Conduct Authority (FCA) introduced a new standard called Consumer Duty, which came into effect in July 2023. But what exactly is Consumer Duty, and how does it benefit you? What … Continue reading "Consumer Duty Explained; What is it and how can it help you as a consumer"
Boosting Financial Literacy for Youth: Should Schools Do More?
Financial literacy is no longer “nice-to-have” — it is a critical life skill that shapes the futures of individuals, families, and economies. Yet, for too many children and young adults in the UK, money remains a confusing and intimidating subject. With the cost of living increasing, the rise of digital payments, and the ever-growing access … Continue reading “Boosting Financial Literacy for Youth: Should Schools Do More?”
Financial Literacy: What Is It and How Does It Affect Us in Our Day-to-Day Lives?
We live in an age where financial products are more accessible—and often more complex—than ever before, financial literacy is no longer a luxury; it’s a necessity. Yet, across the country, many people lack the basic financial knowledge needed to make informed decisions about their money. So, what exactly is financial literacy, and why should we … Continue reading “Financial Literacy: What Is It and How Does It Affect Us in Our Day-to-Day Lives?”
Tutorials
How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide
Last week, Apple released iOS 14, and with it came a new indicator: a small orange dot that appears in the top right corner of your screen. This confused many people at first, but it’s really quite simple. Whenever you see this dot, it indicates that the particular app you’re using has access to your … Continue reading “How to Manage Microphone Privacy Settings with iOS 14: A Quick Guide”
How to Spot Cryptocurrency Scams: 3 Simple Steps
Last week, the Twitter accounts of Barack Obama, Elon Musk, and Jeff Bezos, and many other public figures all tweeted out similar messages promising to give back to their followers in these trying times. These messages included links to a bitcoin address claiming that anyone who sent money would receive double the amount back. The … Continue reading “How to Spot Cryptocurrency Scams: 3 Simple Steps”
How to Choose a Credit Card: Interest Rates vs. Rewards
When it comes to choosing credit cards, there are a lot of options to consider, and it can be an overwhelming process. With so many offers boasting up front rewards and discounts and other incentives, it can be hard to determine which offer is best for you and your unique financial situation. Two of the … Continue reading “How to Choose a Credit Card: Interest Rates vs. Rewards”