Each year in the UK millions of people apply for a loan, insurance, or a job. When applying for a loan, individuals allow lenders to pull a credit report to assess their creditworthiness. Similar evaluations also occur for certain types of insurance and employment opportunities. Lenders use the data from a credit report and your credit score to decide on whether to give you the credit that you have applied for. In most cases, lenders use this credit score while also using their own custom rankings.
The three main credit reference agencies in the UK are Equifax, Experian, and TransUnion. TransUnion is our partner and accounts for as much as 40% of the UK market. Through TransUnion, we are able to provide not only the highest quality report and score but the richest feedback for those who reside in this 40%.
Our Credit Report and Score
Our Credit Report tool provides you with a credit report and score from TransUnion themselves. With it, we give you the ability to see reasons for changes in your score as well as alerts to any new information in your report. You can also check for fraudulent activity and errors in your report’s composition. This same accessibility allows you to watch your scores trend over time. By doing so you will learn about the fundamental reasons for any changes that happen to your score.
On top of viewing your report and score, we provide information on how to improve so you can graduate to less expensive loan options. All of which we provide on our blogs and tips. Through them, you can gain insight into the challenges faced when applying for a loan, insurance or job.
When combined with our Loan Affordability and Dark Web Scan tools, managing the digital you is effortless.
Tap Into The Digital You at ScoresMatter and secure your financial future today.